Transform Your Business with Real-Time B2B Payments
Experience the Speed of Instant Payments in Retail and MOTO
Adopt Advanced Real-Time Payment Technologies Adopt real-time B2B payment solutions with FedNow® for your invoicing, MOTO, and retail needs at Today Payments. This technology empowers businesses to experience the speed of instant payments and digital invoice resolution, which are pivotal for rapid transaction processing and significantly improving cash flow. Such capabilities are particularly beneficial in environments where timing and cash flow are critical to operational success.
Ensure Rapid Processing and Improved Cash Flow With FedNow®'s real-time payment solutions provided by Today Payments, businesses can achieve faster transaction processing times and better cash flow management. The ability to instantly resolve invoices and process payments transforms financial operations, enabling more agile responses to market demands and improved financial health. This rapid processing capability is a game-changer for sectors that rely heavily on timely payments.
Ensure Rapid Processing and Enhanced Cash Flow with FedNow®
Instant Payment Processing Adopt real-time B2B payment solutions with FedNow® for your invoicing, MOTO, and retail needs at Today Payments. Experience the advantage of instant payments and digital invoice resolution, which are essential for rapid transaction processing and maintaining a healthy cash flow. This speed is particularly beneficial in fast-paced retail environments where transaction volume can be high and cash flow needs to be managed meticulously.
Cutting-Edge Features for B2B Payments Today Payments' real-time solutions are equipped with features designed to optimize transaction processing. These include immediate funds availability, reduced transaction costs, and enhanced payment reconciliation that integrates directly with your existing financial systems. Each feature is tailored to improve efficiency and accuracy across all payment processes.
Flexible Pricing for Various Business Needs Our real-time payment solutions are offered with flexible pricing options that cater to businesses of all sizes. Whether you are a small startup or a large corporation, Today Payments provides tailored plans that match your transaction volume and specific business requirements.
Enhanced Security and Payment Certainty Security is paramount in our real-time payment solutions. Today Payments uses advanced security protocols to ensure that every transaction is secure, providing businesses with the certainty that their funds and sensitive data are protected at all times. This high level of security instills confidence among partners and customers alike, fostering a trustworthy business environment.
Creation Request for Payment Bank File
Enhance Your FedNow Business Payments using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
